Actually what you will need as the climate changes are three things - food, water and I'm afraid to say guns to protect it. You can't eat jewellry or gold or money. Move North before northern states close their borders and find great food growing land in places like Alaska, Siberia and other northern climes that will not have turned into mud and deserts. Make sure you do this by 2100. Yes I'm a science fiction writer and yes I've studied the disastrous effects of climate change and what it will do to us and our world. And no we won't do anything about it happening because we don't have the political will to stop it. And yes the rich, ergo the one percent, will survive - they always do!